Best tips for risk management


Digital Dispatch - Is the Internet Safe?

The simple answer is no. Most of theMicrosoft Windows (Windows XP) will have a
computers today are vulnerable to some kindpersonal firewall integrated into the
of hacker or virus attack. If you don'toperating system.Service providers are being
believe me, just pickup any newspaper ortold that the motorclub Digital Dispatch will
listen to any news show, computer attacksnot work behind a firewall. While this may be
happen everyday. Should you stop using thetrue for the web solutions from the
Internet? ABSOLUTELY NOT! With the propermotorclubs, it is not true for the solutions
precautions you can adequately secure yourbeing provided by the towing software
information. In fact, I read a statistic thevendors. Furthermore, I believe with a little
other day that said more data is lost frominvestigation and testing the motorclub
computers being stolen than from data beingbrowser solution should work behind a
accessed from the Internet.Then why shouldfirewall too.But is it safe to use Digital
you use a computer connected to the Internet?Dispatch? Although Digital Dispatch uses the
- To stay profitable. Many of yourInternet, it poses a relatively low security
competitors already manage their businessesrisk if properly implemented. This is because
using a computer. Today, most of thedata is expected in a certain format, if does
motorclubs encourage service providers to usenot receive data in that format it rejects
the Internet to receive calls. Tomorrow thisthe packet. However, your towing software
may become a requirement. In fact, thevendor should also verify that the data
Internet will soon be used by car dealers,packet came from one of the motorclubs and
trucking companies ( car rental agencies, andthe connection should not remain open for
insurance companies to send the majority ofmore than a few seconds. These precautions
towing requests. Therefore, it is imperativewill keep your risk exposure to a
that you protect your information fromminimum.Purchase an anti-virus program and
malicious Hackers.Just like we use locks onkeep  it  up-to-date
our doors and windows to prevent intruders,
we can lock down the information on ourMost anti-virus programs have a "live
computer. However, just as it is difficult toupdate" feature that will check the company's
absolutely prevent someone from entering yourweb site for virus updates and update the
house, it is difficult to absolutely preventsoftware when needed. You need to do this
someone (a hacker) from gaining access toabout every 2 weeks to make sure you are
your computer. That is why backups (yourprotected against the latest viruses. You can
insurance) are so important. So, if you areorder an anti-virus program online from or
attacked you can restore your information.TheCredit Card information on a secure site
same way banks protect your money andonlyYou can tell you are on a secure site by
valuables in high security vaults,looking for "locked padlock". Netscape places
professional system administrators protectthe padlock in the lower left corner and
your data by preventing nearly all attacksInternet Explorer places the padlock in lower
from hackers, losses from fire, storms orright corner of the program screen. Giving
theft with the proper hardware and software,your credit card information over the
but it is expensive. The average computerInternet on a secure site is more secure than
owner is not willing or not able to go togiving your card over the phone or even using
this expense. So my article is aimed atyou card in a store. This is because your
affordable solutions that will give youcredit card information is usually sent
adequate protection against viruses anddirectly to the credit card company, bank, or
hackers.Let's start with a fewprocessing company without human
definitions:Hacker (or more correctly aintervention.Use online applications
Cracker): Is a programmer who breaks into a(ASPs)The next generation of applications for
computer system for the mere challenge oftowing management, accounting (Quickbooks for
doing it. This may or may not be a maliciousthe Web), anti-virus, etc. will be online.
attack.Viruses and Trojan Horses: Viruses areThis will give tremendous security
computer programs that run against youradvantages. First of all, Internet
wishes and without your knowledge. Some causeprofessionals that know how to thwart the
damage to your system, while other are justefforts of hackers will maintain the sites.
annoying. A Trojan Horse, a special kind ofYour data will be safer on the web than in
computer virus, is a malicious program thatyour own office. Secondly, if you were to get
is disguised as a useful or fun program. Ita virus or your computer is lost or stolen,
can be installed on your computer by email orall of your data would be safe on the server
other means. Someone can send you an emailof your application service provider.
with an attachment claiming that it is aTherefore, since nothing is stored on your
super duper screen saver or another appealinglocal computer, you can simply go to another
document. When you launch the attachment itcomputer, input your password and you are
appears as if nothing has happened, but inback in business without experiencing any
reality the Trojan has been installed anddowntime or lost information.Use secure
initialized on your system. It can be adatabases to store your informationIf you are
remote control type of program, which willusing a towing management or accounting
allow someone to control your computer,software, your data is stored in databases.
access your data or delete things. UsuallyThink of a database like a file cabinet. Some
the anti-virus vendors are on top of threatspeople lock their file cabinets and others do
like this and issue a new virus definitionnot. Databases are locked using user IDs and
that detects the Trojan before it can do anypasswords. Just because your program requires
harm. That is why it is very important toyou to login with a password, this does not
keep your anti-virus softwaremean the database is protected. Certain older
up-to-date.Firewall: A software program orless expensive database systems allow access
hardware device that monitors Internetto your information from outside the software
activity to detect and prevent unauthorizedthat created it (using something like
access  to a computer system.Are you at risk?Microsoft Excel). However, expensive
enterprise (professional client/server)
There are several FREE resources that willdatabase systems, such as SQL Server and
test the vulnerability of your computerOracle maintain a very high level of
system to outside attacks:- programs willsecurity. That is to say, without the proper
also identify other areas of concern and rateuser ID and password, it is nearly impossible
your exposure. They will also giveto view your information. This is not the
instructions on minimizing your risks,case with older (distributed) databases, such
like:Disabling File and Printer sharing foras FoxPro and dBase. These packages merely
Microsoft  Networksstore information and do not require
authorization to view the information. They
This is a Windows networking setting thatrely on your local network to provide the
should be disabled (off) unless you aresecurity.The Internet generation of towing
behind a firewall. If you have this enabledsoftware (ASPs) will likely use professional
(on) anyone can access the data on yourclient/server databases for information
computer hard drive. Look in the Microsoftstorage. This will bring a level of security
Windows help file under "File and Printerto your information that has been needed for
Sharing for Microsoft Networks" fora long time.To review, you should do the
instructions on disabling it.Using betterfollowing to reduce your Internet risk:1.
passwordsDo not use proper names, since manyDisable file and printer sharing.2. Purchase
of the password cracking programs assume thatpersonal firewall and anti-virus software.3.
most people use the names of their spouse,Only use secure "pad locked" sites for credit
kids, pets, etc. You should also mix uppercard transactions.4. Look to new online
and lower case letters with numbers. The moreapplications (ASPs) for towing management,
random you make the sequence the better. Foraccounting, etc. to provide the most secure,
example "rfghZyU23Iu" is hard to crack, butcost effective business environment.Using
it is also hard to remember. Think of it ascomputers, the Internet, and proper
remembering a combination to a lock or asafeguards, your business information will be
phone number. You can remember it with amore secure and accessible. Your competitors
little practice.Consider purchasing awill have a tough time catching up!Todd
personal  firewall  (Free  -  $40)Althouse is a Managing Partner of Beacon
Software, LLC - an Internet Application
A personal firewall program will limit yourdevelopment company specializing in towing
exposure to unwanted guests by monitoring allsoftware and fleet management software.
Internet activity. The next version of



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