Small Corporate Offering Registration (SCOR)

The Small Corporate Registration was designedinterest in the offering before launching a DPO. Some
specifically for small businesses. It allows smallof the advantages of a DPO are that it be advertise
companies to raise equity or debt capital publiclyto the public, the company can solicit investors, and it
without having to register with Securities andworks best when offered directly to targeted
Exchange Commission. It is designed to streamlinegroup.These groups are referred to as affinity groups
the state review process by using standardizedor groups that have some type of connection with
forms and reviews. Each states separately reviewsthe company, its product or it services. A company
the company's filings and issues a permit allowingthat can easy contact its customer has an advantage
general solicitation to the public in that state.Permitsover one that may have many customers but no
are generally issue within 30 days ( in Nevada) or itinformation on them at all. For example a company in
may take up six months (as is the case in California)the medical field may target doctors, but since it is
depending on each state's regulatory standard.Thisimpossible to know all the doctors in the area it may
form of registration is available to small securitiesneed to purchase a list of doctors from a direct mail
issuers pursuant to Regulation D, Rule 504, of thecompany.Regulation D 504 does not require audited
Securities and exchange Act of 1933, as amended.Itfinancial but you can only sell to 35 non-accredited
allows small companies to be able to raise up to oneinvestors the rest must be accredited.
million dollars in equity financing with certain limitationsSoliciting and advertising for investors is not
and guidelines. This program is known as Registrationallowed.An accredited investor:
By Exemption because it is basically a hybrid between· A natural person who has individual net worth,
a public offering and a private placement.This type ofor joint net worth with the person's spouse, that
offering is often referred to as DPO, or Direct Publicexceeds $1 million at the time of the purchase.
Offering because the stock can be sold to the public· Accredited investors are natural persons with
without the use of an underwriter or agent (Broker).income exceeding $200,000 in each of the two most
These securities can also be sold to the public and berecent years or joint income with a spouse
resold into established secondary market.Under anexceeding $300,000 for those years and a
SCOR offering a company can advertise forreasonable expectation of the same income level in
investors, and sell securities to anybody whothe current year.
expresses an interest, this provides a great· A broker/dealer registered with the
advantage over a 504 offering where the offering isCommission under the Exchange Act purchasing for
restricted to only 35 non-accredited investors.Beingits own account as an investment is included. [Rule
able to list the securities on the Nasdaq Bulletin Board501(a)(1)].
or the Pink Sheets is another positive for DPO's· A trust with assets in excess of $5 million, not
because it makes the investment more liquid andformed to acquire the securities offered, whose
appealing to investors.You can anticipate receivingpurchases a sophisticated person makes.
comments from examiners in many of the states in· A charitable organization, corporation, or
which registration is sought, depending on thepartnership with assets exceeding $5 million.
regulatory approach taken by the state, those· A director, executive officer, or general
comments may be limited to request for disclosurepartner of the company selling the securities.
of additional information or may require certain termsRegulation D 504 Is easy, fast and inexpensive to
of the offering to be modified with the statesprepare. No underwriter, broker or agent is required,
fairness laws.Failure to resolve outstanding commentsstock may sold company employees.None of these
can lead to denial of application for registration by thetype offerings are one-sized fits all each must be
state. The states may make applicable substantiveevaluated on its own merit and the needs of the
fairness standard as an appendix to the filingcompany. Nor are these the only options.Upon
instructions or make use other means to make thecompletion of the offering the company must
available.SCOR offering may be done in selectedrequest for a Market Maker to file a 15c211 to have
states and it requires audited financial statements. Anthe shares of the company publicly quoted.For
experience securities lawyer is required, one that isadditional information please visit: Quinones, President
familiar with the process and is familiar with statesof Genesis Corporate Advisors has spent over 25
requirements.The issuer must be incorporated since ityears in the securities industry. In 1992 he founded
will selling stock in the corporation, It must have aJDQ Financial Group, Inc. and proceeded to build it up
Business Plan because much of the informationfrom a one Man operation to the point where it
required in the offering circular can be taken from theemployed many traders, advised numerous client, and
business plan.A company should gauged investorsgenerated millions in revenues.