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Small Corporate Offering Registration (SCOR)

The Small Corporate Registration was designedworks best when offered directly to targeted
specifically for small businesses. It allowsgroup.These groups are referred to as
small companies to raise equity or debtaffinity groups or groups that have some type
capital publicly without having to registerof connection with the company, its product
with Securities and Exchange Commission. Itor it services. A company that can easy
is designed to streamline the state reviewcontact its customer has an advantage over
process by using standardized forms andone that may have many customers but no
reviews. Each states separately reviews theinformation on them at all. For example a
company's filings and issues a permitcompany in the medical field may target
allowing general solicitation to the publicdoctors, but since it is impossible to know
in that state.Permits are generally issueall the doctors in the area it may need to
within 30 days ( in Nevada) or it may take uppurchase a list of doctors from a direct mail
six months (as is the case in California)company.Regulation D 504 does not require
depending on each state's regulatoryaudited financial but you can only sell to 35
standard.This form of registration isnon-accredited investors the rest must be
available to small securities issuersaccredited.
pursuant to Regulation D, Rule 504, of the
Securities and exchange Act of 1933, asSoliciting and advertising for investors is
amended.It allows small companies to be ablenot  allowed.An  accredited  investor:
to raise up to one million dollars in equity
financing with certain limitations and· A natural person who has individual net
guidelines. This program is known asworth, or joint net worth with the person's
Registration By Exemption because it isspouse, that exceeds $1 million at the time
basically a hybrid between a public offeringof  the  purchase.
and a private placement.This type of offering
is often referred to as DPO, or Direct Public· Accredited investors are natural
Offering because the stock can be sold to thepersons with income exceeding $200,000 in
public without the use of an underwriter oreach of the two most recent years or joint
agent (Broker). These securities can also beincome with a spouse exceeding $300,000 for
sold to the public and be resold intothose years and a reasonable expectation of
established secondary market.Under an SCORthe  same  income level in the current year.
offering a company can advertise for
investors, and sell securities to anybody who· A broker/dealer registered with the
expresses an interest, this provides a greatCommission under the Exchange Act purchasing
advantage over a 504 offering where thefor its own account as an investment is
offering is restricted to only 35included.  [Rule  501(a)(1)].
non-accredited investors.Being able to list
the securities on the Nasdaq Bulletin Board· A trust with assets in excess of $5
or the Pink Sheets is another positive formillion, not formed to acquire the securities
DPO's because it makes the investment moreoffered, whose purchases a sophisticated
liquid and appealing to investors.You canperson  makes.
anticipate receiving comments from examiners
in many of the states in which registration· A charitable organization, corporation,
is sought, depending on the regulatoryor partnership with assets exceeding $5
approach taken by the state, those commentsmillion.
may be limited to request for disclosure of
additional information or may require certain· A director, executive officer, or
terms of the offering to be modified with thegeneral partner of the company selling the
states fairness laws.Failure to resolvesecurities.
outstanding comments can lead to denial of
application for registration by the state.Regulation D 504 Is easy, fast and
The states may make applicable substantiveinexpensive to prepare. No underwriter,
fairness standard as an appendix to thebroker or agent is required, stock may sold
filing instructions or make use other meanscompany employees.None of these type
to make the available.SCOR offering may beofferings are one-sized fits all each must be
done in selected states and it requiresevaluated on its own merit and the needs of
audited financial statements. An experiencethe company. Nor are these the only
securities lawyer is required, one that isoptions.Upon completion of the offering the
familiar with the process and is familiarcompany must request for a Market Maker to
with states requirements.The issuer must befile a 15c211 to have the shares of the
incorporated since it will selling stock incompany publicly quoted.For additional
the corporation, It must have a Business Planinformation please visit: Quinones,
because much of the information required inPresident of Genesis Corporate Advisors has
the offering circular can be taken from thespent over 25 years in the securities
business plan.A company should gaugedindustry. In 1992 he founded JDQ Financial
investors interest in the offering beforeGroup, Inc. and proceeded to build it up from
launching a DPO. Some of the advantages of aa one Man operation to the point where it
DPO are that it be advertise to the public,employed many traders, advised numerous
the company can solicit investors, and itclient, and generated millions in revenues.



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