| For an employee that has been injured or suffered | | | | occurred on the way to or from work. |
| some sort of illness because of their working | | | | When you've been injured at work you must inform |
| environment they will have the opportunity to file | | | | your employer and got the medical attention needed |
| workers comp insurance claims. Employers all across | | | | before you can have your claim reviewed. Most laws |
| America are required to have some sort of workers | | | | state that is shouldn't take you more then three |
| insurance within their business to assist in protecting | | | | months or twelve weeks to have everything |
| themselves against a claim that has been done by an | | | | processed and this has been said to be the maximum |
| employee that was either injured or became ill while | | | | time frame you have for liability payments. The |
| working. | | | | payments should be paid by your insurance company |
| Even though workers comp has been made available | | | | throughout your claim process as well. |
| to all employees eligible it does not mean that all | | | | Insurance claims can be a little tricky when you are |
| injuries that have occurred at work can be | | | | trying to determine everything that you will be |
| compensated. There are many injuries and illnesses | | | | covered for and every business should make sure to |
| that are covered, but there are many more that are | | | | inform the employees exactly what their insurance |
| not. Before you take the time to submit your claim | | | | entails. It will be the employee's responsibility to |
| make sure that your injury or illness is one that is | | | | ensure that they fully understand their insurance so |
| eligible for being claimed under the various terms of | | | | that they are aware of what they can and can not |
| the workers compensation laws. | | | | claim for. |
| Some injuries and illnesses that are eligible for | | | | No business wants to find themselves being |
| acceptance of a claim include physical injuries that | | | | destroyed by any workers comp insurance claims so |
| occurred at work, occupational diseases such as | | | | make sure that your business has taken the proper |
| asbestos exposure, carpal tunnel syndrome, and also | | | | measures to protect your employees and your |
| stress and mental injuries that are caused by work. | | | | business. With a little understanding behind your |
| As for injuries that are not covered there are several | | | | insurance and what can be claimed you can save |
| including injuries that occurred because of employee | | | | yourself from any major court battles. By having |
| being under the influence of either alcohol or drugs, | | | | insurance within your business you are already ahead |
| injuries caused by negligence or being irresponsible, | | | | of the game for protecting everyone. |
| and some states even don't cover for injuries that | | | | |