| When you're dealing with substantial claims, perhaps | | | | channels there's every chance you'll end up paying |
| for a fire or flood that has gutted a business, you | | | | more and not getting the same service you could |
| may well want to source a claims consultant. These | | | | from a well-versed claims consultant. In an area |
| professionals are used to handling claims of all sizes | | | | where specific expertise is a significant advantage, it's |
| and helping to ensure the very best possible | | | | always best to go to the professionals who have the |
| outcome for their clients following damage or theft | | | | hands-on experience and knowledge to handle such a |
| of property and contents. | | | | case. |
| The claims consultants' role is almost as an | | | | The primary reason for involving a claims consultant is |
| intermediary, providing a dialogue between the | | | | to deal with all of the mitigation and provide a little |
| insurance company and the claimants. They are able | | | | expert opinion. Insurance claims can be a far from |
| to deal with the case and guide you through the | | | | linear process. There are often numerous claims and |
| various procedures to ensure a smooth and amicable | | | | counter-claims, with disputes in value arising with |
| outcome. | | | | regularity. Insurance companies aren't often in the |
| The reason why a claims consultant should only be | | | | habit of leaving major claims uncontested and |
| used on larger projects is that their services will | | | | certainly won't be looking to payout any more than is |
| come at a price. Whilst a consultant can provide good | | | | strictly necessary. This is why having somebody on |
| value and save you huge amounts of time and | | | | hand who can deal with the process and ensure that |
| secure an adequate payout, it is a process that | | | | you receive the compensation that you deserve is |
| smaller claims may not quite see the full benefit of. | | | | absolutely essential. |
| A claims consultant will really come into their own | | | | Of course, this service won't be for everyone. If |
| where there is added complexity or some kind of | | | | you've got your own in-house legal team or are just |
| legal protocol to follow. Flooding is often one such | | | | dealing with a small personal claim, there probably isn't |
| situation where there are grey areas which can exist | | | | much of a need for a professional claims consultant. |
| and help may be required to push through any claims | | | | In more complex and larger claims, a consultant will |
| you have, including damage and loss of business. | | | | almost invariably pay for themselves both in terms of |
| Major fires can also often take some sifting through | | | | swiftness and financial reimbursement. |
| in order to determine the true extent of cost for | | | | There are all kinds of situations where we need to |
| property, contents and any other possible claims. | | | | make an insurance claim. Whilst nobody ever wants |
| Business interruption is one area where a claims | | | | to have to face up to this prospect, understanding |
| consultant can really take the lead and ensure you | | | | your options should the situation arise is crucial. If you |
| receive full compensation; whatever the reason | | | | want the best possible professional advice and an |
| behind your business suffering temporary closure or | | | | agreeable solution, then you may well want to |
| limited output. Dealing with this yourself can be | | | | consider hiring in a claims consultant. |
| extremely confusing. Even if you use other legal | | | | |