| Men claim that they are better drivers and women | | | | they, as a rule, will purchase a vehicle that is safer to |
| argue back that they are the superior driving gender. | | | | drive and that has more safety options. This also |
| But who in fact is correct? Well...women do have | | | | reduces the cost of premiums. Insurance companies |
| cheaper insurance premiums than men do. Does that | | | | have also determined that it is women who drive |
| mean that they are better drivers? It would surely | | | | fewer miles than men do. This is another reason for |
| indicate that women are safer drivers if you consider | | | | women being offered cheaper auto insurance rates. |
| that insurance companies calculate risk. | | | | But, does all of this point to women being better |
| Insurance is a number crunching and statistics driven | | | | drivers or just safer drivers? That is for you to |
| industry. This makes it tough to argue with insurance | | | | decide! |
| companies that state clearly that women also file | | | | Interestingly enough, the number system that |
| fewer auto insurance claims. So now it is evident that | | | | insurance companies use has tipped the scales a bit in |
| it would be fair to say that women are safer drivers | | | | favor of the guys. This is because more women are |
| which results in fewer claims. But, does that mean | | | | demonstrating more aggressive driving behaviors |
| that they are better drivers? | | | | recently. Unfortunately, the scales have not been |
| Insurance companies are able to predict to a certain | | | | tipped quite enough to change the fact that women |
| degree the chances that a driver will file a future | | | | pay less for insurance than men do. |
| claim. This is all part of the number calculating process. | | | | There is no immediate indication that the insurance |
| Insurance companies claim that women are also more | | | | companies have any intention of evening up the |
| cautious when they drive than men are. Being a more | | | | playing field between men and women. Men are |
| cautious driver would likely also result in fewer | | | | presumed to show more risk while women are still |
| accidents and therefore, less claims. | | | | seen as more passive drivers. Until these changes are |
| Another thing that insurance companies have | | | | made, there will be no change in men paying more |
| discovered about women drivers is that they have a | | | | for auto insurance than women do. |
| tendency to buy the right cars. This means that | | | | |