| You don't mean to. You really don't. But we've all | | | | for Free Insurance Quotes Online? |
| been there. Sometimes, your game's just not good | | | | Now we get down to the meat of the matter. |
| enough to keep the baseball on the lawn and out of | | | | What's your deductible got to do with getting a |
| the window! The question is, will your home insurance | | | | baseball smashed through your window? Directly, |
| cover the damage? And if it does, what's that going | | | | nothing. It does, however, have a direct impact on |
| to do when your renewal is up and it's time to go | | | | how you're going to handle the situation. |
| shopping for free insurance quotes online? | | | | Unless you're shopping in the Beverly Hills version of |
| A Lesson in Deductibles | | | | Lowe's, you're probably not going to be paying $500 |
| Mr. Smith, have you met your deductible? Before we | | | | or more to replace a window pane. (I use that |
| wade any deeper into this potential cesspool of | | | | symbolically-even Beverly Hills doesn't charge that |
| confusion and poor neighbor relations, let's talk about | | | | much to fix a window. I think. If I'm wrong, feel free |
| home insurance deductibles. | | | | to comment and let me know!) Since you're going to |
| If you've ever been in a car accident you already | | | | pay more for your deductible than you're going to |
| know about deductibles. A deductible is the amount | | | | pay for a new window pane, there's no point in filing |
| of money you're going to have to pay to your | | | | an insurance claim. |
| insurer when you file an insurance claim. It's sort of | | | | Give your neighbor's parents a call and have them |
| your down payment on the repairs that need to be | | | | replace it out of pocket. You might hit a minor bump |
| made, but you aren't responsible for the rest of the | | | | in your neighborly relations, but most parents aren't |
| bill. | | | | going to have a problem with that. It's all part and |
| I mention deductibles here because your average | | | | parcel of having little ones running around. |
| home insurance company is going to start their | | | | You Still Haven't Mentioned What's Going to Happen |
| deductibles at $500 a claim and send it climbing from | | | | When I Go Hunting for Free Insurance Quotes Online |
| there. Don't take it personally. It's just good business. | | | | No, I haven't, have I. The reason for that is simple. If |
| When you pay a higher deductible your premiums | | | | you don't file a claim, it's not going to sit on your |
| stay down, and since your deductible is higher than | | | | insurance records and it's not even going to register |
| the average home repair job you're not going to be | | | | on their radar when the time comes to go shopping |
| filing an insurance claim every time they turn around! | | | | for free insurance quotes online. And that, my |
| What's That Got to Do with Baseball and Shopping | | | | friends, is that. |