What is third party capture (Uk)

If you have a road traffic accident it may be the 
case that soon after your accident you will get a call- Anacedotal evidence has shown that this procedure
from the other side's insurance company offering tocan lead to injured parties recieving more damages if
settle your claim there and then without you eventhey instruct a solicitor to act for them.
consulting a solicitor or a doctor, this is known as 
Third Party Capture. They may tell you: - No solicitor worth their salt would take a penny
 from your damages and should deal with your claim
- If you go to a solicitor your claim will take longer toon a ‘no win-no fee' basis.
settle. 
- You may not get as much by way of damages- Your insurance premiums will not be affected; you
that they are offering to send you that day.are claiming on their drivers insurance; not yours.
- The solicitor may take part of your damages toRemember:
cover their costs.Once you settle your claim, that is it you can't go
- If you make a claim your insurance premium mayback for more so you want to make sure that your
go up.injuries have recovered or at least levelled out before
 you even think of settling your claim.
 Â Â Â Â Â Â Â Â Â Â Â  THIS IS ALL RUBBISH, ABSOLUTESo:
RUBBISH.- If your injuries get worse but you accepted the
 other sides offer you can't go back for more.
The reason why they want to settle your claim so 
quickly is so that they save money; their money.- You may need time off work for treatment or
They are not doing if your benefit – why wouldrecovery; if you have accepted the other side's offer
they ?.then you can't go back for more.
- Their argument that your claim will be settled 
quicker: well, would you have your laser eye surgeryTo make sure that you get the damages you
done by someone who had studied and qualified todeserve speak to a solicitor and get qualified legal
carry out the procedure or someone who said theyadvice.
could do it before lunchtime.