Trading Risk Management - Rule of Three

Would you like to discover a quick and simple riskThese are mandatory STOP trading criteria. Alongside
management strategy that is easy to apply to anyeach of these risks you need to define the actions
trading plan, and has the potential to vastly improveyou will take. For example, how will you manage your
results? Excellent!charting platform going down? If you're a long term
I'm not talking about the placement of stop losses,trader this might not cause too much stress and may
which is what most people consider as 'riskactually be an AMBER rather than RED - your stops
management'. Rather, this is a simple tool formay be in the market and you probably have
managing the risk in your trading business.alternative charting options. However if you're a
Effective trading requires focus and discipline. Thereday-trader operating on small timeframes, this is
are many external factors that can interrupt yourclearly a RED criteria. You may choose to manage
focus, and destroy your discipline, such as:this by contacting your broker by phone and closing
- An unreliable internet connectionout all positions.
- Your charting platform losing its signalSo, for each risk we define as a RED, we simply
- A knock at the doordocument a procedure to manage that situation. And
- The telephone ringingwhen one of these conditions emerges while trading,
- A baby crying o Hungerwe carry out our procedure, and then stop trading
- Noticeably too hot or colduntil the condition has gone.
- Fatigue (hopefully from late night trading study,Now, everything else that is not as serious as a RED,
rather than alcohol and party induced fatigue)but can still influence our trading, is an AMBER. The
And as if that's not enough, there are many internalproblem here is, as mentioned before, when does it
factors that can also interrupt your focus, andjustify stopping, or when should we just continue
destroy your discipline, leading you to make decisionswith our trading?
and actions based on emotion, rather than followingThe Rule of Three risk management strategy simply
your documented trading plan. You've no doubtstates that if you get three or more AMBER
experienced some of these already. The internalconditions then that is also an automatic stop. At that
factors would include things such as:point you can either quit for the day and head for
- Hesitation in entering once price triggers an entrythe golf course, or manage your AMBERs back to
- Hesitation in exiting when price hits your stop lossGREEN and resume trading.
- Doubt about your entry after entering the tradeSo, if your baby is teething, and just won't stop
- Fear of exiting at your stop losscrying despite your partners attempts to comfort
- Worry about how you will explain another loss toher, and you just suffered your second loss in a row,
your partnerand you now find yourself hesitating at an entry
- Any thought about an early exit of this trade, justtrigger - that's three AMBERs.
to make up for earlier lossesSTOP TRADING!
There's a whole lot more, but hopefully you get theBefore you continue, make sure you manage your
point.risk back into GREEN, or at least less than three
One flaw in many trading plans is the absence of aAMBERs. Perhaps take a short break to review your
valid strategy for managing these risks. So, let's fixtwo losses and confirm that the setups were valid,
that situation.review your trading statistics to confirm that two
The problem is, traders have no guidelines as to:losses in a row is a normal occurrence, and conduct a
- When the risk justifies us stopping our trading,short relaxation and visualization session. If you're
- When to just pause trading and manage the issue,braver than I am you might also ask your partner to
ortake the baby out for a drive (ask nicely though!)
- When to ignore it and continue trading.If you're satisfied that you've now managed the
The way I do this is using a very simple risksituation back to less than three AMBERs, or ideally
management strategy developed by Shell, a globalcompletely back to GREEN, then you're right to start
group of energy and petrochemical companies.trading again. Otherwise, take the day off.
Obviously they didn't create it for use in trading - ISometimes a 'three AMBER' complete break from
just find that it works really well in this environment.trading is a wise move.
(Yes, I know what you're thinking - I am a riskWhile we all hope that our trading will occur within a
management nerd!)completely GREEN environment, life's just not like
What we need to do is firstly classify your currentthat. The Rule of Three risk management strategy
trading as being in a GREEN, AMBER or RED condition.gives you a simple guideline for when enough is
Think of a set of traffic lights. GREEN indicates thatenough - and you need to either stop completely, or
everything is fine. This is the desired tradingreduce some of the external or internal risks. Try it,
environment. RED is a compulsory STOP condition.and see if it helps in your trading as much as it does
And AMBER is a warning that you need to bein mine.
prepared to stop.It's simple:
What I'd like you to consider is documenting any RED- GREEN is GO,
conditions within your trading plan. This might include- AMBER is CAUTION
things like:- and RED is STOP, but
- An unreliable internet connection- 3 AMBERs are equivalent to a RED. Stop trading, or
- Your charting platform losing it's signal (when youmanage those AMBERs back to GREEN.
have no alternative)Happy (hopefully GREEN) trading,
- Fatigue due to less than six hours sleep the nightLance Beggs
before, or more than four consecutive nights with© Copyright 2008. Lance Beggs. All Rights
less than eight hours sleep (customise this for yourReserved.
own requirements)