| Theater Fire Sparks a Unique Insurance Claim | | | | the theater’s insurance coverage lacked solid |
| � | | | | coverage for said equipment and business |
| Beverly, Ma. | | | | interruption. |
| The renowned North Shore Music Theater in Beverly, | | | | Working closely with the theater over a two-year |
| Massachusetts suffered a cruel fate when it went up | | | | period, Swerling Milton Winnick resolved the claim. |
| in flames; it was severely damaged. The fire left | | | | They reviewed the insurance policy line by line and, |
| the theater’s unique structure in tact, but | | | | wherever possible, moved expenses out of the |
| destroyed most of the equipment and reduced the | | | | interruption category and into the equipment |
| theater’s interior to a soggy, smoky mess. | | | | coverage area so proper reimbursement could be |
| This, along with their insufficient insurance coverage | | | | achieved. Swerling Milton Winnick contacted |
| and unique business interruption, led to a rare | | | | manufacturers and suppliers all over the United |
| insurance claim. | | | | States, documenting, re-documenting, and verifying |
| Swerling Milton Winnick, the public insurance adjuster | | | | estimates of the repair and replacement costs. |
| company assigned to the case, had a challenge on | | | | Swerling Milton Winnick also persuaded the insurer to |
| their hands. Much of the difficulty in the claim | | | | consider certain equipment attached to the building to |
| centered on building and contents coverage, and | | | | be classified under the building coverage portion of |
| whether equipment and furnishings could be | | | | the policy. |
| acceptably and cost-effectively repaired. In addition, | | | | |