Social Well-Being, Risk Management, and Reducing Vulnerability

Commodity risk management. Price and weather riskadministration addresses the state's role in
management insurance provide farmers andestablishing secure property rights, well-functioning
institutions in developing countries better tools toland markets, the social and economic costs of highly
manage exposure to price and weather fluctuationsunequal land distribution, and the appropriate
and potentially expand access to credit. Pilots areregulatory environment for effectively dealing with
underway in India, Tanzania, Malawi, Ethiopia, Thailand,land. Since FY01, the Bank has created a significant
Nicaragua and Honduras and are under developmentbody of research on land administration and reform,
in Kenya, Madagascar, Vietnam, and Bangladesh.and it has invested just over $1 billion through 74
Community driven development (CDD). In contrast toprojects.
past top-down development approaches, CDD putsInvesting in core public goods in rural areas. These
the poor "in the driver's seat" of development,investments contribute to the overall well-being,
creating organizations that can demand services andproductive capacity, and economic potential of the
accountability from governments, NGOs, the privaterural population. Reflecting this importance and the
sector, and donors. Agriculture and rural developmentmulti-sector nature of rural development, 30 percent
is the largest user of the CDD approach, with aroundof lending in rural areas financed infrastructure
$2 billion in rural investment through 96 projects ininvestments, 20 percent financed social sectors, and
FY06.19 percent financed law, justice, and public
Securing access to land. The Bank's work on landadministration.