San Diego California Guide To Earthquakes And Earthquake Insurance

Diego County Residents - Do You Need to WorryLa Jolla. A little further south and inland, the La Nacion
About an Earthquake Destroying Your Home orFault runs through South San Diego, Chula Vista and
Business?National City. In the East County mountains and
deserts, you need to be aware of the Elsinore, Aqua
If you live in California, the US Geological Survey hasCaliente and San Jacinto Fault Zones.
said that Southern California will most likely be hitSo, depending on where you live, there is varying
with a big earthquake within the next 30 years. Theydanger of fault movement and earthquake shaking. If
said that there is a 99% chance that we'll experienceyou live close to a known fault, you should be aware
a quake with a magnitude of at least 6.7. They alsoof the possibility of a large jolt damaging your
said there is 46% chance that we will have a 7.5property. However, there are two other risk factors
magnitude quake - or bigger.as well, they are landslide and liquefaction. During an
So what does that mean for San Diego Countyearthquake, especially after wet weather, the violent
residents? Even though the "big one" is supposed toearth shaking may trigger a landslide. However, of
have an epicenter somewhere in Southern California,more importance is what your home or business is
most San Diego residents are not highly at risk. Well,built upon.
at least compared to Orange County and LosMany San Diego homes and businesses are built on
Angeles (LA) residents. One indicator is earthquakesand or on fill and are vulnerable to what is known as
insurance rates. In San Diego versus LA, the averagesoil liquefaction. During a quake these kinds of soils
premium cost in San Diego is only $251 per yearcan act like jello, amplifying a quake's movement
compared to Los Angeles and Orange Counties whichmore than a home built on rock or settled land.
is $693 per year.Because of liquefaction, a home that is close to a
According to a recent San Diego Union Tribuneearthquake epicenter that is built on rock may
article, a 'Big One' in California would not be like theexperience less shaking and damage than a home
recent big quake in Chile. Because California's seismicthat is much further away that is built on sand or fill.
plate tectonics differ from Chile's, our region is notHow can you find out what is under your home and
subject to the large magnitude quakes that theywhat danger is neighborhood is in?
experience down there. In California the plates slideHere is a good map to give an idea of real world
sideways while in Chile they slide under each other.danger if you live in San Diego County. This map
Additionally the crust is a lot thinner here than in Chile.combines liquefaction areas with known fault zones.
Because of those two factors, seismologists predictAnother great online resource to check out your
a maximum 8.1 quake at the worst for Southernspecific neighborhood is this SANGIS interactive map
California.to find fault lines, landslide and liquefaction zones in
The San Andreas Fault, which extends from theyour San Diego community
Salton Sea to the town of Parkfield in MonterreyIt’s a little complicated to find the dangers in
County, provides the greatest seismic threat. Luckilyyour San Diego neighborhood. Start by clicking on the
though, the Salton Sea area is a long distance away"custom map" button. On the right side scroll down
from most San Diego residents. In addition, the Sanand then click on Faults. Next click on Geologic
Andreas Fault is inland and would not result in aHazards. That will activate those map layers. Then hit
tsunami, which caused much of the recent damage inRefresh at bottom of page on the right side.
Chile. There are several off shore faults near SanNow is the fun part. Finding your neighborhood. Using
Diego but they are very small and do not presentthe PAN and ZOOM IN controls, navigate around the
much risk.map and zoom in to find your neighborhood and its
If a big jolt did indeed hit the San Andreas Fault neargeologic hazards for fault zones, liquefaction and
the Salton Sea, San Diego City residents wouldlandslides. You can zoom in to your specific block to
definitely feel it, but most likely would not experienceget an idea of the earthquake related threats around
catastrophic damage or casualties. Despite that, weyour home or business.
do have a few smaller local faults that have theIf you are clear of all those, you probably don't need
potential to generate a pretty big jolt. The mostEarthquake Insurance as much as someone whose
worrisome San Diego County faults are the Rosehome is in a liquefaction zone adjacent to an
Canyon Fault on the east side of Pacific Beach andearthquake fault.