Risk Assessment and Management

Entrepreneurship is defined as set of differenthappening is increasing the Risk. This indicator shows
activities that consist the business development.detectability failure. More chance of detection failure
These activities are starting with idea, projectmeans higher grade of the Risk.
development, evaluation, investment, development,These three factors of Risk analysis are rated from
start-up, expansion, harvesting, re-evaluation and1-10. The Total Risk assessment is expressed as a
cycle improvement. All these activities are importantmultiplication score of Risk factors:
for sustainable development of the business.Risk = Occurrence x Impact x Detection
But during this step-by-step business process, thereThis is the analytical tool for a Risk assessment. This
are many situations where the whole process can betool should be used systematically in a Risk
jeopardized by incidents that may have more or lessassessment process. But how should we expect the
influence. The whole process is planned in the bestunexpected in a relevant manner?
manner. But regardless how perfect the executionThe recommended flow of Risk assessment process
plan is, there is a certain possibility that someis:
occurrences will deviate plan from it's path until a1.) Start Risk assessment process before Business
certain extent. The possibility of incident occurrencesPlanning.
that will deviate execution of the plan is defined as a2.) Organize workshop with mid and top level
Risk.managers of different functions.
The Risk is the part of every business. There is3.) Train participants about structure of the Risk
always a chance that something will happen that willuniverse. Brainstorm possible Risks of the business.
change the development of plan. Since the Risk isWrite down all potential risks.
inevitable companion of the business, it is necessary4.) Rate all risks according the Risk Analysis Tool.
to manage Risks, in order to prevent negativeEvery participant of the workshop should vote from
occurrences and to alleviate consequences, if they1-10 for Occurrence, Impact and Detectability for
appear.every identified Risk.
The measurement and management of the Risk is5.) After compiling of all data create Risk Analysis
not tangible as other business indicators, therefore itReport. Based on this report, prepare plan of
cannot be calculated precisely. In order to expect thepreventive and corrective measures, according the
unexpected, it is necessary to use subjectiveimportance ranking of every risk.
judgment in conjunction with structured analytical6.) Start next Risk assessment workshop with
tools. During the Risk analysis three main area are inre-evaluation last Risk Analysis Report.
the scope of the Risk Analysis Tool:This approach is giving you the chance to anticipate
* Occurrence - This indicator expresses possibility ofpotential Risks and to be prepared for the situation
Risk to happen. Higher the possibility, the higher is theof incident occurrence. It is true that Risk analysis is
rating.still the game of expecting of unexpected, but with
* Impact - Shows how big impact the Incident willthis model you will be better prepared and less
create in case that happens.vulnerable for the potential incidence occurrences.
* Detection - Failure to detect the incident before