| You don't need an attorney to settle an insurance | | | | claim process will go on. The treatment you get and |
| claim for personal injury. In most cases, these settle | | | | the medical bills which show up will be paid by the |
| without any attorney present. This happens because | | | | insurance. You will receive a form for medical |
| there are large costs and legal fees associated with | | | | authorization from both companies, asking you to |
| situations like these. If you learn how to go through | | | | give permission for them to get the records and |
| the process and handle the claim, you might save a | | | | medical bills. If you don't sign this form, your medical |
| bit of money, while getting bigger injury | | | | bills don't get paid. |
| compensation. | | | | They need to see the records since they pay the |
| Your first meeting with the doctor is when the claim | | | | bills, so it's only logical that they know what they pay |
| process starts for your case of personal injury. Once | | | | for. The defender's insurance company doesn't need |
| you get treatment, you are officially known as | | | | this form signed, at least not until they settle. |
| injured. If someone says that you have an injury | | | | After the medical bills get paid, your insurance |
| similar to a headache, he will usually not get any type | | | | company will get their money back from the |
| of payment, unless they see a very clear proof of | | | | insurance company of the party that was responsible. |
| the injury. | | | | This only happens when you reach a settlement |
| In most cases, an insurance company will attempt | | | | agreement. This entire process can take three years, |
| the settlement of the claim for injury insurance. This | | | | but it depends on the limitations statute of your |
| happens when they offer you a sum of money, in | | | | state. |
| exchange for the signature on a document stating | | | | The claim process for the personal injury is mostly |
| that you will not make any type of claim against the | | | | focused on the medical treatment that you'll get. You |
| company. | | | | will receive letters from the carrier of the insurance, |
| Plenty of insurance adjusters will try to get the | | | | asking for medical condition reports. If they think that |
| settlement right from the beginning, when they first | | | | you get too much treatment, they might send |
| talk with you. Over the phone, they can record the | | | | letters to the company where you have your |
| conversation and use the agreement you give them. | | | | insurance, saying that they don't want to reimburse |
| You can choose not to settle, in which case your | | | | the medical bills. |