| It's an unfortunate occurrence when insurance | | | | there are fraud preventative requirements put in |
| problems prevent the natural progression of | | | | place, the longer they drag out your claim the more |
| processing a claim that allows you to get back to | | | | likely you are to bend to their desires and the less |
| your life. When insurance agencies sign you up for | | | | likely you will be to find that the law and your policy |
| the policy it's absolutely imperative that you read the | | | | protects your rights. |
| entire policy in order to understand the limitations. | | | | Make sure you have accurate documentation of any |
| However, there are plenty of times when even | | | | professional opinions that support your claim. If your |
| adhering to the limitation and restrictions that the | | | | doctor makes a statement about an undesirable |
| insurance company doesn't do the fair and right thing. | | | | prognosis, make sure you get it in writing. If your |
| In order to maintain their bottom line, insurance | | | | medication is denied because of insurance problems, |
| adjusters are trained at how to effectively deny or | | | | get your receipt or a statement of denial from the |
| stall claims. This is especially true when the loss | | | | pharmacy. |
| causes serious physical damage or consequences to | | | | The more you gather your information the easier it is |
| the victim. The adjuster will look at every possible | | | | to maintain your position. For property damage claims |
| angle to prevent the victim from collecting the full | | | | to buildings and homes, it is most likely in your best |
| amount that is due to them. | | | | interest to retain an independent appraiser or |
| Illegal stall tactics are not uncommon. In fact, most | | | | insurance claim consultant. In most injury related |
| people who have ended up finally receiving a | | | | cases, you can find a lawyer that will offer you a |
| settlement had to prove the legitimacy of their | | | | delayed retainer, meaning they will receive a |
| damage for one to three years before the | | | | percentage of the final award rather than an up front |
| settlement was funded. Illegal tactics are designed to | | | | payment. |
| wear you down. Since you're not a lawyer, they will | | | | When you do have to deal with an insurance |
| make the assumption that you do not know the | | | | company representative, keep it short and sweet. |
| difference between legal and illegal action on their | | | | Don't engage in any additional information. Emotional |
| part. You may be given false information, denied | | | | outbursts and friendly chats can help to feed |
| timely payment, or in some worker's compensation | | | | insurance problems and provides the insurance |
| cases sent to a physician paid to clear you to return | | | | company with a little more leverage. |
| to work. | | | | Really frustrated with insurance claim problems and |
| If you talk to the insurance representative regarding | | | | unanswered insurance questions? Get real insurance |
| these issues you are likely to be told that these are | | | | advice instantly by calling the insurance Problem |
| simply preventative measures that are designed to | | | | Solvers Hotline at 919-669-9111. |
| uncover fraud. The truth of the matter is that while | | | | |