| Whether you need to make an insurance claim after | | | | 3) You will then have to either fill out an insurance |
| a flood or a fire you should remember that insurance | | | | claims form or they will do this over the phone for |
| companies do what they can to make sure that they | | | | you to save time. Bear in mind that you may have to |
| pay out the least amount possible in a settlement. If | | | | get estimates for the repair of the damage and/ or |
| you are unlucky enough to have to make a claim | | | | claim for the emergency repairs that you have had |
| following damage to your property, then you can | | | | to make in the interim. |
| enlist the help of loss assessors who act on your | | | | 4) Your insurance company will then send someone |
| behalf and make sure that they get the best possible | | | | to assess the damage caused to your home or |
| pay out from your claim, by dealing directly with your | | | | property. |
| insurance company. | | | | 5) You should then receive a settlement amount |
| When making a claim, follow these steps: | | | | from your insurance company, which 9 times out of |
| 1) After a flood or fire, burglary or theft, you should | | | | 10 is a lot less than you had expected or hoped it to |
| dig out your policy details and make sure that you | | | | be. If this is the case, then you can employ a loss |
| are covered for the said damage. | | | | assessor to work your claim and get you the best |
| 2) Contact your insurance company and explain the | | | | possible settlement. |
| damage and what has caused this. | | | | |