| Different Procedures for Filing Different Insurance | | | | Make Temporary Repairs Only Before Inspection |
| Claims | | | | Do not make any permanent repairs unless the claim |
| Guidelines for filing insurance claims differ with the | | | | adjuster has examined the property and estimated |
| different types of policies. If you are filing insurance | | | | the extent of the damage. However, it is possible to |
| claims for medical insurance, then you should do it | | | | do necessary repair work to prevent the property |
| within two months of the medical appointment. | | | | from being damaged further. For example, you can |
| Before filing insurance claims, do not forget to get | | | | repair holes in the roof or windows so that the |
| the photocopies of all the papers you are sending to | | | | water does not come in and make further damages. |
| the insurance company. If the matter is not settled | | | | You are entitled to get the reimbursement for the |
| even after the 45 days of filing claim, contact the | | | | amount of money you paid for temporary repairs, so |
| insurance company to resolve the issue immediately. | | | | keep a record of it along with all receipts. However, |
| You also need to ascertain that the doctor has | | | | you should keep damaged material so that you can |
| indicated appropriate diagnosis codes in the receipts. | | | | show it to the adjuster as a proof of the loss. It will |
| Insurance company may delay the process in | | | | make it easy for the adjuster to assess the |
| absence of these codes. | | | | damages to the property. You should put your |
| Call the Agent Immediately | | | | signature on the statement of proof of loss and |
| Guidelines for filing insurance claims for other kinds of | | | | ascertain that if any further damage is discovered it |
| insurance require that you should thoroughly examine | | | | will also be added. |
| whatever property has been damaged. Then call the | | | | CAT Offices |
| insurance provider or the agent so that you can | | | | One important question regarding filing insurance |
| report the damage to the insurance company. Here it | | | | claims is what you would do if the office of insurance |
| is important that you note the name of the person | | | | company itself is damaged and closed. In such |
| to whom you are talking along with the record of | | | | circumstances, insurance companies send |
| date and time. Do not forget to give him your phone | | | | catastrophe--also known as CAT‑teams in or |
| number so that he can contact you immediately as | | | | near damaged areas so that people can contact |
| and when required. Keep handy your insurance policy | | | | them. If you are unable to find the CAT office, you |
| number at the time of reporting. Call a photographer | | | | can visit the official web site of the insurance |
| so that the photography or the video recording of | | | | company to get the address. |
| the damaged area can be done. | | | | |