Forex Risk Management - Protecting Your Trading Account

Forex risk management involves a combination ofRisk/reward ratio:
responsible use of leverage, appropriate lot size,A trade's risk/reward ratio determines whether you
correct placement of a stop loss order and ashould take a trade or wait for the next trading
profitable risk/reward ratio. When used correctly, allopportunity. The bare minimum risk/reward ratio is
of these ingredients are combined into a recipe that1:2. In other words if the risk is 20 pips then the
does not risk more than 1-2% of your tradingreward should be 40 pips. A risk/reward ratio of 1:3
account for any single trade.would be a risk of 20 pips and a reward of 60 pips.
Leverage:Proper risk/reward ratio will allow you to be wrong
Leverage allows you to use a small amount of capital50% of the time and still be profitable.
in your trading account to control large amounts ofLet's look at an example trade using EUR/USD that
capital in your trades. If a forex broker offered afollows sound risk management. We have determined
leverage of 200:1, it would only take a deposit of $50that the overall trend is up so we are looking to go
to control a $10,000 trade. Likewise if a brokerlong (buy). We determine we want to buy at 1.3500.
offered a leverage of 400:1, the same $50 depositThe last low point was at an area of support at
could control a $20,000 trade.1.3480 which is 20 pips lower. We can see that the
Forex leverage can be a double edged sword - it cannext area of resistance is 40 pips higher at 1.3540
work for you by amplifying your wins, or against youwhich will serve as our target.
compounding your losses. Just because a brokerWe have a micro account balance of $10,000 and we
offers high leverages of 200:1 or 400:1 doesn't meanare using 50:1 leverage which would allow for a trade
that you should use it all the time. When you areof 5 regular lots or a position size of $500,000.
new to trading, a leverage of 20:1 or 50:1 is muchHowever, we want to use sound risk management
better than a higher leverage.so we only want to risk 2% of our trading account
Lot size:for this trade - 2% of $10,000 is $100. With a stop
Lot sizes determine the dollar value of each pip. Microloss of 20 pips that would mean we could trade a
accounts offer $1000 ($0.10 per pip), mini accountsposition of $5000 - $5 per pip x 20 pips stop = $100.
offer $10,000 ($1 per pip) and regular accounts offerWe place a limit order to trigger at our target of
$100,000 ($10 per pip) lot sizes. These pip values are1.3540 which is 40 pips. 40 pips x $5 per pip = $200
based on trading EUR/USD.or a risk/reward ratio of $100/$200 or 1:2.
Stop loss:Trading forex carries with it a high level of risk - but
Think of a stop loss order as trading insurance. Justit doesn't have to be "risky" as long as you use solid
as you wouldn't drive without auto insurance - youforex risk management. Make protecting your
shouldn't trade without a stop loss as insuranceaccount balance a priority over making a profit and
against excessive losses. Correct stop loss placementyou will find your account balance steadily increasing
is based on the trade entry, areas of support andeven with a number of losses.
resistance and risk/reward ratio.