Filing an Insurance Claim After an Accident

After a car accident, most motorists are so shakenwhether or not it was your fault. If you do not want
up that they are not able to think about insuranceto accept these repercussions, consult an attorney.
claims and liability. In many cases, failure to obtainMaking a Claim
information and proper documentation prevent theAuto insurance is intended to provide compensation
victim from receiving the compensation they deserve.to motorists who have suffered damages because
Following an accident, there are recommended stepsof another driver's negligence. Monthly payments are
to take, if possible.meant to protect you from having to pay
What to Do?out-of-pocket for a driving mistake. Unfortunately,
First and foremost, call the police. Once they arrive,automobile accidents are costly for insurance
they can assess the situation and assist any injuredcompanies, which is why filing a claim may be difficult.
party. If no one needs emergency medical care, theIn many cases, people are faced with seemingly
officer will write up official documentation of theendless paperwork and red tape that prevent them
scene of the accident in addition to all party'sfrom receiving the compensation they deserve.
versions of the story. After dealing with the police, itIf you are having difficulty receiving compensation
is recommended that you:from an insurance company, you may need the
• Trade insurance informationassistance of an experienced lawyer who can help
• Obtain any willing eye witness' informationyou recover from your losses.
• Take photographs of wreck siteLiability
• If possible, drive your car to a mechanic to beDepending on the circumstances surrounding your
inspected. If not possible, have your car towed.accident, liability may be cut and dry or ambiguously
• Contact your insurance providerdebatable. In cases where fault is debatable, you
Uninsured Motoristsmay want to consult a car accident attorney who will
If you are involved in a car accident with anaggressively defend your rights.
uninsured motorist, you will need the help of anIf you have been the victim of a car accident, you
experienced car accident attorney to receive thedeserve compensation. The New York car accident
compensation you deserve. Even if you have fullattorneys at the law office of Parker Waichman
coverage, you will have to pay a deductible inAlonso, LLP may be able to help. Contact our office
addition to higher insurance rates, regardless oftoday.