| Disability Insurance is an important means of | | | | may collect benefits due plus incidental damages. In |
| protection against huge financial losses due to illness | | | | order to win a breach of contract claim, the disability |
| or injury. Whether you're a professional, business | | | | lawyer must demonstrate to the court that his client |
| owner or an employee, you pay into this disability | | | | is in fact disabled under the stipulations of the policy, |
| protection every month in the event something | | | | and also that the insurance company wrongly denied |
| happens to prevent you from making a living. | | | | benefits. Because the contract language can be |
| Ironically, when you do become disabled, many | | | | elaborate and convoluted, it is important to have an |
| insurance companies have a hard time making good | | | | experienced disability insurance litigator on your side. |
| on the claims, and all too often, deserving individuals | | | | Bad Faith |
| are denied benefits. | | | | A bad faith claim against an insurance company |
| Whether it is a percentage of income or a set | | | | states that the insurance company failed to "act in |
| amount, most disabled men and women will have to | | | | good faith" when evaluating the clients disability claim. |
| fight to get all the money they need and deserve. | | | | By law, insurance companies must demonstrate good |
| Cutting through the red tape can be time consuming | | | | faith through fair and comprehensive attention and |
| and difficult. Contacting an experienced disability | | | | evaluation of each claim. A disabled client's lawyer |
| insurance claims lawyer can save you time, money | | | | must prove to the court that the insurance company |
| and headaches and help alleviate unfair insurance | | | | denied the benefits claim, or paid out an inadequate |
| practices. Bringing a law suit against insurance | | | | amount, for unfounded reasons. A bad faith lawsuit |
| companies who deny rightful disability claims can be a | | | | can result in payment of denied benefits, interest, |
| necessary step in improving or maintaining quality of | | | | damages and lawyer's fees. |
| life for you and your family. The lawyers at David | | | | Infliction of Emotional Distress and Fraud |
| Share Associates will fight to get you the money you | | | | After a disability lawyer effectively shows the |
| need when you need it. | | | | insurance company acted in bad faith, he or she may |
| If the insurance company does make you a | | | | then make a claim that the client suffered emotional |
| monetary offer, and you suspect you may be | | | | distress due to the insurance companies denial of the |
| entitled to a greater amount, it is always a good idea | | | | claim. With an emotional distress claim, a disabled |
| to have an experienced lawyer look over your policy. | | | | policyholder may ask for punitive or exemplary |
| When a disability claim is denied, the insurance | | | | damages above and beyond the disability award. |
| company may be heldresponsible for breach of | | | | Statutes of Limitation |
| contract or bad faith . | | | | Your rights to fight against a denial of benefits may |
| Breach of Contract | | | | expire after a certain period of time. If you believe |
| When a breach of contract suit is filed, the disabled | | | | that an insurance company has wrongfully denied |
| plaintiff claims that the insurance company is not | | | | your disability insurance claim you should contact |
| following through with contractual duties. Policyholders | | | | David Share Associates as soon as possible. |