| If you run a business, it doesn't matter how big or | | | | don't have the years of driving experience that older |
| how small it is. Risk management is an important issue | | | | drivers have. Teenagers are among the highest at |
| and can make the difference in whether or not your | | | | risk for accidents according to defensive driving |
| business is a success. If you have a business that | | | | statistics. Risk management for teens would include |
| requires one or more employee to drive a | | | | training them in defensive driving. Most companies |
| commercial vehicle, then defensive driving statistics | | | | won't hire new drivers but if yours does, defensive |
| risk management is an important consideration for | | | | driving training could help reduce the cost of |
| you. | | | | insurance premiums. Because of the high payout for |
| Defensive driving teaches drivers the techniques | | | | accidents of young drivers, according to defensive |
| needed to make them safer drivers and prevent | | | | driving statistics, risk management is practiced by |
| accidents that don't have to occur. Drivers not only | | | | many insurance companies by encouraging young |
| learn how to prevent causing accidents, but also how | | | | drivers to get special training. |
| to prevent those that might be caused by other | | | | Another high risk group of drivers is seniors who may |
| drivers. Accidents that occur while driving commercial | | | | have driven for all of their adult lives. Although they |
| vehicles cost businesses millions every year. Not only | | | | may have years of driving experience, they may not |
| is there a loss of the vehicles but also of employees. | | | | be used to the high flow of traffic that is now a |
| Time off for injuries costs the company as well as | | | | normal condition of todays highways and as they |
| training new employees for the work. Some | | | | age, their reaction time tends to slow. Many insurance |
| companies require completion of a defensive driving | | | | companies offer discounts on premiums for these |
| course before hiring new employees. This can reduce | | | | drivers based on their own defensive driving |
| accidents by as much as thirty percent according to | | | | statistics. Risk management can't change the aging |
| defensive driving statistics. Risk management should | | | | process, but it can give seniors the techniques they |
| include defensive driving for employees who drive | | | | need to look ahead and prevent situations from |
| commercially whether you have one company vehicle | | | | occurring that could lead to an accident. |
| or hundreds. | | | | Defensive driving statistics and risk management go |
| Most of us are teenagers when we get our first | | | | hand in hand as a way to cut costs and to save lives. |
| drivers license and defensive driving statistics show | | | | Nothing will better prepare a driver for the conditions |
| that most accidents occur during a drivers first two | | | | on the road that have the potential to cause fatalities |
| years of being licensed. Regular drivers training just | | | | and injuries. A defensive driving course can make the |
| isn't enough to perfect our driving skills and teenagers | | | | difference in life and death. |