| The number of motorists that have had car insurance | | | | treated as fraud by insurers and could result in your |
| claims declined due to giving dishonest information | | | | policy being invalidated." |
| about their circumstances has escalated with fraud | | | | Insurance prices have risen because of these |
| becoming a significant problem for many insurers. | | | | fraudulent claims and have seen an increase of |
| The main practice used by people to defraud an | | | | around £30 to the cost of premiums. This is |
| insurance company is known as 'Fronting' and will see | | | | because of expenditure that has been incurred by |
| an older more experienced motorist claim to be the | | | | insurance companies because of bogus applications. |
| person that uses the vehicle the most, when in fact | | | | Despite this increase in costs, many drivers will still |
| it is driven by a younger, novice driver on the | | | | consider giving wrong information when applying for a |
| majority of occasions. | | | | policy in the hope of being offered a better deal. |
| This is an attempt to get discounted insurance | | | | During a recent study, only 39 per cent of the 1,500 |
| premiums, but can have a harmful long-term affect | | | | people asked said they would not consider giving |
| on a young driver's chances of securing an affordable | | | | false information if it leads to a cheaper policy. |
| policy in the future. | | | | The majority of fraud cases are exposed when a |
| One car insurance industry expert said, "Young | | | | customer files a claim. However, this can see the |
| drivers should start earning their own no claims | | | | claimant left with a large expenses bill that they will |
| discount as soon as they can by insuring the vehicle | | | | have to pay because of their bogus claim. If a third |
| in their own name, as it's a valuable commodity when | | | | party is involved, the insurance premium might still |
| it comes to buying car insurance. The important thing | | | | need to be settled or legal action could be authorised |
| to remember is that whilst it might be tempting to | | | | in a bid to cover the third party damages. |
| alter certain details or omit key information, this is | | | | |