| Car insurance claim scams happen in cities and rural | | | | bills will mount up and the attorney will make a |
| areas. They happen both day and night. They happen | | | | settlement demand, usually far in excess of the |
| in sunshine and rain, at rush hour and on quiet roads. | | | | medical bills alone. For example, the claimant's medical |
| You need to know that there are people out on the | | | | bills might total $10,000, and the attorney will make a |
| roads that are planning and looking for someone just | | | | demand for $50,000. |
| like you to catch in their scams. It's all about filing | | | | Another part of the Bodily Injury Scam is loss of |
| fraudulent claims and collecting money. | | | | income for the claimant. They might try to hit you |
| Here's just one example of a claim scam...The Staged | | | | for partial disability, either temporary or permanent. |
| Rear-End Collision. | | | | They might even try total disability. Remember, in |
| A driver will quickly merge into your lane of traffic | | | | this scam, ALL of the passengers will make the same |
| directly in front of you, then slam on his brakes. He is | | | | claim for damages. |
| hoping that your car will hit his car in the rear end. | | | | Can you see how fast the claim can go from a |
| It doesn't matter if he has Collision insurance | | | | fender-bender to a huge claim with a demand of |
| coverage on his car, because if you hit his car, you're | | | | hundreds of thousands of dollars? |
| at fault. Here in the state of Georgia, a traffic ticket | | | | You can prevent this type of scam befalling you. |
| for "failure to yield" is almost a certainty if you | | | | Here are some tips:o Keep plenty of distance |
| rear-end another car for any reason. And, if you're | | | | between you and the car ahead of you AT ALL |
| ticketed, your insurance company is going to have a | | | | TIMES.o Stay alert while driving, don't allow yourself |
| hard time proving that it wasn't your fault. | | | | to be distracted inside your own car.o Keep cell |
| The Car Repairs Scam | | | | phone use while driving at a minimum. People develop |
| The other driver will collect money from your | | | | "attention blindness" when they're using their cell |
| insurance company for repairs to his car. He may | | | | phones.o Make sure you have a disposable camera in |
| take his car to the body shop of his choice. | | | | your glovebox at all times. If you do find yourself in a |
| Sometimes, the body shop is a partner in the scam, | | | | rear-end collision, use your disposable or cell phone |
| writing a huge estimate for repairs that may or may | | | | camera to take plenty of photos of the damages on |
| not ever get done. This part of the scam happens | | | | both cars. Take photos of the driver and all |
| pretty quickly, and settlement usually happens pretty | | | | passengers. |
| fast. | | | | Only YOU can protect yourself from being a victim |
| The Bodily Injury Scam | | | | of a Car Insurance Claim Scam. |
| The driver will usually fake an injury. If there are | | | | If you have experienced a car insurance loss, you |
| other people in the car, it is likely that all of them will | | | | need to know winning insurance claim strategies. The |
| fake injury. These rear-end collisions are perfect for | | | | insurance company will not tell you the claims |
| scammers, since injuries like whiplash are soft-tissue | | | | process, but I will. I will show you how to take |
| injuries and very difficult to prove. So, they might | | | | control of your insurance claim, and add hundreds or |
| drag out an injury claim for months. | | | | even thousands more dollars to your claim |
| Sometimes, the driver/claimant's doctor, chiropractor | | | | settlement. For more information, go to the website |
| or attorney may be part of the scam. The medical | | | | listed below. |