Auto Insurance - Questions Not to Answer When Making Claim

Insurance company would likely tell you anything you2, How could you have avoided this accident?
want to hear when they are poaching for yourAha! Do not try to look good by picturing what you
signature on one of their policies. Once this is done,could have done differently. Any acceptance of a
they try to minimize the loss they incur throughfault by you would result - depending on the extent
claims. This means they are not eager to honorof fault - in a reduced settlement or even a annulled
claims. When you are making a claim on your autoclaim. You should note that by asking this question,
insurance policy, you need to beware of these trickyour insurer seems to be already assuming that you
questions targeted at reducing your claim or ifdid something wrong. Do not be caught napping. Tell
possible totally voiding it.them there was nothing you could have done. Simple!
You do not have to give your insurance companyDo not try to explain any more than you need. You
every information they ask for when you are makingwere crashed into and there was nothing you could
a claim. Note that they are looking for loop holeshave done to prevent it apart from not having gone
which they can capitalize on to reduce your claim.out. Any little admittance of fault results in a cut in
Too much information on your part would never beyour settlement.
to your benefit so know only give necessary3, Do you have any injuries from a previous incident?
information. Here are a few questions that could beYou should be able to imagine where this is leading.
very harmful to your claim:Even if you do have any previous injuries, telling
1, Can we have the names and addresses of peoplethem so would make them call the fresh ones old
who witnessed the accident?injuries or a result of the old injuries. Anything to
This on its on looks very harmless and many peoplereduce their responsibility to you. Do not discuss any
would quickly and if I may add happily give out thisprevious injuries with your insurance company at the
information. What most insurance companypoint of claim. If in fact you do have previous injuries,
investigators want is not to prove your claim but todo not tell them about it. Just tell them you would
disprove it. Given them the names and addresses ofmeet with your doctor and get back to them on it. A
your witnesses gives them an opportunity to get tostatement from your doctor would be more
your witnesses and plant doubts in their mind. Howacceptable than something you said that can be
do they do this? They ask questions and pretendingtwisted to suit the insurance company.
to want to make sure of some points they makeLooking at the questions above, you can now be on
the witness begin to question even what they saw.the watch out for other trick questions which do not
It takes a very experienced person to not be takenserve you at all but can be used against you.
in by these technique and since you can not be sureIf you are not yet making a claim or you are in the
of how much manipulation your witness can handle, itprocess of getting an auto insurance cover, this is
might just be best for you to stall as much as youthe time to find an insurer that would not try to rip
can on the witness issue because if they can getyou off. Get free online car insurance quote from
your witnesses to be unsure, you are looking atquotes comparison sites. A free online car insurance
either a lost claim or a greatly reduced one. Justquote can help you more than you know as you look
promise to look into it and get back to them as soonfor adequate and affordable auto insurance policy
as you can.from a trusted insurance company.