| Whenever a fatal accident occurs, there will be lives | | | | as surviving spouse or co habited partner of the |
| deeply affected and the after effects will prove | | | | victim (who had been living with the victim for over |
| painful for those left behind. Immediately those who | | | | two years), and their children as well as parents |
| must file a fatal accident insurance claim are not | | | | (including grandchildren or grandparents). |
| prepared to do so but will need to sooner rather | | | | Look to professional assistance |
| than later. Once the shock has worn off a claim must | | | | It is advisable to seek out professional help in the |
| be filed, especially if the financial situation has been | | | | form of an attorney or other person who is familiar |
| altered by the death. | | | | with the legalities involved with filing of a fatal |
| Fatal accident insurance claim is divided in two | | | | accident insurance claim before the actual filing. The |
| There are two separate parts to a fatal accident | | | | compensation that may be awarded under a fatal |
| insurance claim with the first part needing to be filed | | | | accident insurance claim includes the victims' loss of |
| by the victims or survivors of the deceased party. | | | | earnings since their death as well as any contribution |
| This claim involves the amount of compensation they | | | | to the household such as caring for children, care of |
| are claiming as a result of emotional, physical pain, | | | | the house, or gardening activities. Parents of a |
| physical distress, and inability that the victim has | | | | deceased child (a minor) or spouse of a victim are |
| suffered as a result of the accident. This | | | | additionally paid an amount in bereavement charges. |
| compensation will include funeral expenses as well as | | | | Calculating these amounts can be complex and the |
| any hospital expenses involved up to the time of | | | | services of a professional will be beneficial. |
| death. This form of compensation does not apply in | | | | Car accidents and the fatal accident insurance claim |
| cases of the victim not regaining consciousness as | | | | In the event of a fatal accident involving vehicles, the |
| this means that victim did not suffer pain at time of | | | | victim generally suffers physical injury as well as |
| death. | | | | mental and physical trauma. Compensation can be |
| The second part is intended to provide solace for | | | | claimed for damages caused due to the accident by |
| family members and dependents of the victim and is | | | | filing of an accident insurance claim. The process may |
| deemed the more important part. There is a | | | | be slow but it will help by reimbursing for damages to |
| provision of the Fatal Accident Act of 1976, including | | | | property and the vehicle itself. When the accident |
| an amendment from the Administration of Justice | | | | was determined to be the fault of the other driver, |
| Act of 1982 that insures justice and honors the | | | | their insurance will be expected to pay. Evidence such |
| claims involving financial support of family members | | | | as photos and witness testament will help prove who |
| including dependents of that victim who had died by | | | | was at fault and officials at the scene will study the |
| means of negligence or a wrongful act by another | | | | scene for evidence as well. A fatal accident insurance |
| party. This Act of 1982 further defines dependents | | | | claim is never an easy process in any event. |