| As you shop online for the best auto insurance deals | | | | persons injured in an accident, subject to a limit of |
| you may begin to ask yourself what exactly is | | | | $25,000 for one individual, and $10,000 coverage for |
| required by law when it comes to auto insurance. | | | | property damage.Alabama 20/40/10 Alaska 50/100 |
| Fortunately this article outlines the auto liability | | | | 25 Arizona 15/30/10 Arkansas 25/50/25 |
| insurance state minimums that you are required to | | | | California 15/30/5 Colorado 25/50/15 Connecticut 20 |
| have in order to legally drive in the United States. No | | | | 40/10 Delaware 15/30/5 |
| matter what state you drive in all of them have | | | | D.C. 25/50/10 Florida 10/20/10 Georgia 25/50/25 |
| financial responsibility laws and require motorists to | | | | Hawaii 20/40/10 |
| purchase minimum amounts of auto liability insurance | | | | Idaho 25/50/15 Illinois 20/40/15 Indiana 25/50/10 |
| except for Tennessee, Wisconsin and New | | | | Iowa 20/40/15 |
| Hampshire.Many websites and advocates of insurance | | | | Kansas 25/50/10 Kentucky 25/50/10 Louisiana 10/20 |
| (to include myself) recommend having a minimum of | | | | 10 Maine 50/100/25 |
| $100,000 for bodily injury protection per person and | | | | Maryland 20/40/15 Massachusetts 20/40/5 Michigan |
| at least $300,000 for property damage costs and | | | | 20/40/10 Minnesota 30/60/10 |
| physical injury costs. The main reason for this is due | | | | Mississippi 10/20/05 Missouri 25/50/10 Montana 25/50 |
| to the increased amount of money needed to rectify | | | | 10 Nebraska 25/50/25 |
| an accident is usually more then what the states | | | | Nevada 15/30/10 New Hampshire 25/50/25 New |
| declare as the minimum amount of insurance | | | | Jersey 15/30/5 New Mexico 25/50/10 New York 25 |
| coverage needed.I have compiled the following | | | | 50/10 North Carolina 30/60/25 North Dakota 25/50 |
| information from the American Insurance Association, | | | | 25 Ohio 12.5/25/7.5 |
| the Property Casualty Insurers Association, and the | | | | Oklahoma 10/20/10 Oregon 25/50/10 Pennsylvania |
| Insurance Information Institute. It shows the auto | | | | 15/30/5 Rhode Island 25/50/25 |
| liability insurance state minimums as required by each | | | | South Carolina 15/30/10 South Dakota 25/50/25 |
| state. In order to understand the numbers you must | | | | Tennessee 25/50/10 Texas 20/40/15 |
| know what the mean. The first two numbers are for | | | | Utah 25/50/15 Vermont 25/50/10 Virginia 25/50/20 |
| bodily injury liability and the third number represents | | | | Washington 25/50/10 |
| the minimum amount of property damage liability.As | | | | West Virginia 20/40/10 Wisconsin 25/50/10 |
| an example my home state of Missouri shows the | | | | Wyoming 25/50/20Remember these figures only |
| following - Missouri 25/50/10. This means Missouri | | | | represent auto insurance liability state minimums. |
| requires as a minimum coverage up to $50,000 for all | | | | |